Uncat alternative for UK practices on Xero
Pick Uncat if
- Your clients are on QuickBooks Online or QuickBooks Desktop, or a mix with Xero.
- You want clients to tell you what uncategorised transactions were, and have the category written back to the ledger.
- You want recurring document and tax-form requests that need a specific answer or attachment.
Pick Chivvy if
- Your clients are on Xero and the transactions are coded, but the receipt, bill or statement is missing.
- You want clients chased from your own email address, on your schedule, only after you approve.
- You'd rather pay in pounds per practice than in dollars per client.
Uncat and Chivvy, side by side
What each one does, side by side. Uncat's details are from its own website and help pages, checked November 2026.
- What it does
UncatAsks clients about uncategorised transactions, requests documents and collects receipts, then syncs the answers and categories back to the ledger.
ChivvyFinds spend with no receipt, bills with no invoice and statements due in Xero. After you approve, it chases the client, checks what they upload and attaches it in Xero.
- Who it's for
UncatAccounting and bookkeeping firms. A US company, priced in US dollars.
ChivvyUK bookkeeping practices whose clients are on Xero.
- Ledgers supported
UncatQuickBooks Online, QuickBooks Desktop and Xero.
ChivvyXero only, for now.
- How clients are chased
UncatUncat notifies clients automatically when there's new work, and reminds clients and the firm when tasks are due.
ChivvyBy email from your practice's own address and domain, on the schedule you set, only after you approve. VAT items go first and each email has a cap on how many items it asks for.
- What the client does
UncatSigns in with a one-click magic link, no password, then categorises transactions, adds notes and uploads receipts.
ChivvyOpens a private link on their phone and uploads a photo or file for each item. No login and no app.
- Checking uploads
UncatReads each receipt and matches it to an existing expense or sale, or creates a new transaction from it.
ChivvyReads each upload and checks the amount, date and supplier against the Xero transaction or bill. If it matches, it's attached in Xero. If not, the client is told why before it reaches you.
- Pricing unit
UncatPer client a month, with unlimited users, transactions, requests and receipt matching.
ChivvyPer practice, by clients chased each month. Team members are unlimited and connected clients you don't chase are free.
- Current price
Uncat$9 a client a month, in US dollars. 7-day free trial.
Chivvy£29 a month for 5 clients, £79 for 15, £199 for 40, £449 for 100. 14-day free trial with no card.
Where Uncat is better
QuickBooks support
Uncat works with QuickBooks Online and QuickBooks Desktop as well as Xero. If some of your clients are on QuickBooks, Chivvy can't help with them yet.
Categorising, not just collecting
Clients tell you what a transaction was and Uncat writes the category back to the ledger, along with vendors, classes and locations. Chivvy doesn't code or change transactions in Xero: the only thing it writes is the attachment.
Recurring requests that need an answer
You can set document and tax-form requests to recur, and make an attachment or a specific answer required.
Longer in the market
Uncat has been on the Xero App Store since 2021 and says more than 25,000 accountants, bookkeepers and clients use it. Chivvy launched in November 2026.
Where Chivvy is better
Starts from what's missing, not what's uncategorised
Chivvy looks at every spend transaction and bill in Xero with no attachment, and asks for bank statements per account, monthly or quarterly. A coded transaction with no receipt is still on the list.
Your name on every email
Chivvy emails clients from your practice's own address and domain, and nothing goes out until you've approved it. You choose roundups or rolling reminders, the days and hours they go, and when it stops and flags an item as worth a call.
Uploads checked before they reach you
Chivvy checks the amount to the penny, the date and the supplier against the Xero record. If a client sends the wrong receipt, they're told why straight away, and can send it anyway with a note for you to accept or send back.
Built for UK practices
Priced in pounds per practice, VAT items asked for first, and statements requested per bank account. At 15 clients, Chivvy is £79 a month; Uncat is $135.
Can you use Uncat and Chivvy together?
You could, if your clients are on Xero: Uncat for the transactions you've left uncategorised, and Chivvy for receipts, bills and statements missing from coded ones. But you'd be paying twice for overlapping chasing, and clients would get emails from two places.
Where it makes more sense is splitting by ledger: Uncat for clients on QuickBooks, Chivvy for clients on Xero, since Chivvy only charges for the clients you switch chasing on for.
What it costs at 5, 15 and 40 clients
A month, for the clients you chase or connect. Chivvy's prices are what's charged: we're not VAT registered.
| Clients | Uncat | Chivvy |
|---|---|---|
| 5 | $45 | £29 on Starter |
| 15 | $135 | £79 on Pro |
| 40 | $360 | £199 on Scale |
Uncat's price is $9 a client a month in US dollars, so the cost in pounds moves with the exchange rate. Uncat doesn't publish volume discounts.
Chivvy counts the clients you switch chasing on for in a month. Team members are unlimited and every plan has every feature. Founding practices pay half for as long as they use it, for the first 10 practices. See pricing
Questions
Does Uncat work with Xero?
Yes. Uncat works with Xero as well as QuickBooks Online and QuickBooks Desktop, and has been on the Xero App Store since 2021.
Does Chivvy categorise transactions like Uncat?
No. Chivvy doesn't code or change transactions in Xero. It chases the receipt, invoice or statement and attaches it to the record it belongs to. If you want clients to categorise transactions for you, Uncat does that.
Can Chivvy ask about bank lines I haven't reconciled?
Not directly. Xero doesn't make unreconciled bank-feed lines available to apps like Chivvy, so Chivvy works from transactions and bills already in Xero.
How much is Uncat in pounds?
Uncat charges $9 a client a month in US dollars, so the cost in pounds depends on the exchange rate. Check uncat.com for the current price.
What doesn't Chivvy do?
It works with Xero only, for now. It can't see unreconciled bank-feed lines, because Xero doesn't make them available to apps like Chivvy, so it works from transactions and bills already in Xero. It chases by email only, not WhatsApp or text. It doesn't extract data from receipts to create transactions, and it doesn't search your clients' inboxes. It's a chasing tool, not a receipt-capture tool.
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Dext, Uncat and Apron are trademarks of their owners. Chivvy isn't affiliated with any of them. Information checked November 2026. If we've got something wrong, email hello@chivvy.io and we'll fix it.
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